Is it better to have insurance for trekking?
The process of completing a laborious path on foot is called trekking. Trekking is good for the mind as well as the body and has many benefits. However, as every coin has two sides during trekking some misfortunes and some accidents may occur. Everybody may not be so financially well established that they can bear huge medical costs or every other financial problem easily. However, The insurance company provides relief in this situation and provides immediate aid for your obstacles.
So, it is better to have insurance for trekking and other tourism activities.
The following are the reasons to have insurance for trekking:
1) Emergency Aid
Firstly, nobody begins an adventure thinking of the misfortunes that could occur. However, it is in nobody’s capacity except the almighty god to know what’s going to happen. So, if the emergency arrives the insurance policy and the company provides the emergency aid that you need. It helps with all from an emergency rescue to safe home travel. Insurance for trekking provides safe and aided experience to our adventure-hungry trekkers.
2) insurance for trekking help as medical cost bearer
we all know that the medical cost of some serious injury and accidents can be earth-shattering. If you belong to a middle-class family then this type of cost can drastically disturb your family’s economy. However, if you are insured the insurance company will cover all your medical bill releasing you and your family fro the burden. Low oxygen, a difficult path may lead to various problems so, it is good to have insurance for trekking to the high Himalayas.
3) Permanent disability
Sometimes the trekkers after the unfortunate incident can be left with permanent disabilities in such cases we can claim for the permanent disability insurance and claim it. This not only affects the body of the trekker but his job, financial status as well as his families. Luckily, total permanent disability insurance provides living expenses for you and your family, repaying mortgages, and other much more. In this type of situation, won’t you be glad you did insurance for trekking?
4) Lost equipment
The insurance also provides a refund for the lost equipment but they must be checked in. At this age the technological equipment, gadgets cost a fair share of the money, the branded ones even more. Aside from yourself your gadgets also cost a fortune and likewise, they can be damaged or stolen. So, if you have done your insurance for trekking it can cover that also.
5) Extended trip
If you are trekking in far away from home or in a foreign country and due to some events you have to stay further than planned. For example, due to natural disasters, Terrorism activities you are stuck in your accommodations and costs will be covered by your insurance. Nobody can predict if you are going to have an extended trip it is the utter truth, but it is not your fault you are staying longer and you won’t bear the cost also as long as there is insurance. So, better to have insurance for trekking.
6) Personal liability
This covers the damage you have done to the third party person or these accessories. It can be pretty difficult if you are in a foreign country with limited resources and you did some damage to a third person or third person’s accessories. Even in this situation, the insurance got you covered. Vehicles, gadgets, devices, etc. are if accidentally damaged by you somehow it won’t be any problem. So, to escape this possible problem, insurance for trekking is a must.
7) It’s very important to have insurance for trekking in case of Accidental death it helps for your family
Many trekkers on the mountain path have succumbed to death. A person may die but his financial duties to his family can remain. If the person who died is the provider of the family will face many difficulties in the future. For easing this unfortunate event insurance service providers have life insurance policy. If the insured person dies an accidental death the insurance company provides a sum of money to his/her family. Of course, it won’t bring the person back but can ease the family’s burden. Therefore it is always a good idea to have insurance for trekking.